Bank financial statements can be overwhelming. This 90-minute bank financial statement analysis training shows how analytical procedures help directors, auditors, regulators and others find unusual transactions, events, accounting or business changes and misstatements.
It covers historical trend analysis using dollar, percentage and common-size analysis of the balance sheet and income statement. You'll then work through profitability, capital, asset quality, liquidity and productivity ratios, from return on average assets and net interest margin to net charge-offs and the efficiency ratio, with calculations and interpretation.
The session also covers actual vs. forecast comparisons, statement interrelationships and industry statistics. Two related tools, the UBHCPR and key indicators, are covered in other webinars.
Reviewers need to turn large amounts of data into focused, usable insight that highlights unexpected changes. These simple ratios and comparisons give you that focus, and the techniques can be used right away by anyone who reviews bank financial statements.
This session suits financial analysts, directors, managers, bank officers, controllers, treasurers, internal and external auditors, compliance officers, risk managers, general counsel, regulators and investors.
Historical trend analysis
Ratio analysis
Calculations and comparisons
The targeted audience for such a webinar are the senior people at the bank:
Reviewers need to turn large amounts of data into focused, usable insight that highlights unexpected changes. These simple ratios and comparisons give you that focus, and the techniques can be used right away by anyone who reviews bank financial statements.
This session suits financial analysts, directors, managers, bank officers, controllers, treasurers, internal and external auditors, compliance officers, risk managers, general counsel, regulators and investors.
Historical trend analysis
Ratio analysis
Calculations and comparisons
The targeted audience for such a webinar are the senior people at the bank:
Paul J. Sanchez
Paul J. Sanchez, CPA, CBA, CFSA, CGMA conducts a small CPA practice in Port Washington, New York. He is also the owner of Professional Service Associates (PSA), a consulting and professional training and development business servicing corporate clients (auditors, controllers, etc.), CPA firms, professional associations and others. He was an assistant professor at Long Island University - C.W. Post Campus as well as an adjunct lecturer at City University of New York. Prior to starting PSA, he was the Vice President-Professional Development for the Audit Division of a regional bank and Director of Professional Practices and Vice President of a …
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